SR22s in Burnet, Texas
An SR22 can only be filed by an insurance company that is authorized to issue SR22s, such as us. So, what exactly is an SR22? It is a document that is needed by the court for people who have been convicted of serious moving violations, including driving under the influemce. It is filed with the department of motor vehicles by an insurance company on behalf of an insured individual who has a suspended license that can only be reinstated once an SR22 filing is on record with the department of motor vehicles and once all fines and other court ordered requirements are met.
Filing involves a document which is required by the department of motor vehicles to maintain a driver's license in active status per a court mandated order. This filing is going to be necessary for up to 3 years after the date of conviction of the driver. The filing is proof that the driver is in compliance with the state's Financial Responsibility law. The SR22 filing is submitted electronically to the department of motor vehicle's database. When and if your policy cancels or lapses, the insurance carrier notifies the department of motor vehicles of the lapsed or cancelled status. When this happens, the department of motor vehciles will suspend your license.
Basically, this document is to help ensure that convicted drivers who have committed serious offenses are in compliance with the state's particular financial responsibility laws. There is usually an annual filing fee charged by the insurance company to file the SR22 with the state. After the 3 year period is over, filing will no longer be required each year. It's important to understand that every state is different when it comes to filing the SR22.
Contact us to learn more about SR22s. We look forward to helping you soon.