Renters insurance is a necessary evil, whether you are required to have renters insurance or you are being proactive this type of insurance can be tricky to navigate. Below you will find out something things about renters insurance that people don’t tend to know right off the bat. While there are many factors that go into choosing the right renters insurance for your personal needs don’t blindly make a choice or you may end up out of pocket on items you thought would be covered in the case of an accident or emergency.1. Renters Insurance does NOT cover the physical structure of the apartment you are renting.
No, renters insurance does not cover your physical apartment. This type of insurance is meant to protect you the renter and your personal property. Having this type of insurance is meant to help you replace the replacement of your personal property without having to come completely out of pocket.