With the summer season quickly approaching, below is a quick guide and basic breakdown of RV insurance. It’s important to be protected and prepared so you can travel with peace of mind.
What is RV insurance?
RV insurance is similar to auto insurance, a good policy will include collision, comprehensive, and liability coverage with the option to add on:
Campsite and Vacation Coverage
Uninsured and Underinsured Coverages
Roadside Assistance and Towing
Another type of RV insurance is called Full-Timers insurance which comes into play while residing full time in your RV.
An important factor in choosing the correct coverage is understand what class of RV you have.
Class A – luxury coach, converted bus, motor coach, all up to 75 feet long.
Class B – cargo van, traveling trailer, and camper van.
Class C – 5th wheel vehicles and standard cargo vans with extended cab campers.
While researching and choosing which coverage is best for your personal needs, it is important to check with your homeowner’s insurance to see if they offer any coverage for loss of your personal belongings while using the RV. This will help you better choose what additional coverage addons you may need.
Tune in next week for a breakdown of Full-Timers RV insurance.