In the Austin Area, a new form of transportation has gained in popularity in the form of Electric Scooter rental. However, one thing that the scooter rental companies do not account for is what happens whenever an accident occurs. For this reason, it’s safe to assume that if the scooter rental company does not tell you explicitly that you are covered in the event of an accident, it is safe to say that you aren’t covered. This is because home or auto insurance typically doesn’t cover scooters.
In the event where you do get into an accident, your health insurance is likely to cover your injuries, but is in no way responsible to injuries to others who may have been in your path. It’s always worth noting that you are the one who is insured and not any other. So, if an accident was to happen and someone else was riding the scooter that you had rented, this will likely cause complications. So it is important that you let no one else ride the scooter you rented, even a little, especially if they are a minor, as most scooter agreements do not allow any minors to ride the scooter.
There is word, that if scooters stay as popular as they are now, that insurance companies will consider offering plans and coverage for scooters, among other things happening. These things are that some cities are considering requiring scooter companies providing coverage to users as a requirement to operate in those cities. Feel free to contact us to see if you are covered for scooter rentals with your current coverage, or consider purchasing some if you wish to ride rental scooters as one of your means of transportation.
To discuss insurance options for you feel free to contact our experts online or you can call us at (512) 445-5555 to speak to our team.