SR22s in Ater, TX
An SR22 can only be filed by an insurance company that is authorized to issue SR22s, such as us. The SR22 is a document required by a court or by a state law for persons convicted of certain traffic violations, such as a DUI, reckless driving, multiple offenders, accidents without insurance coverage in force, etc. The document must be filed by an authorized insurance agency in the area.
Filing for this document is with the department of motor vehicles, and it's necessary to maintain an active driver's license per an order mandated by the court. This filing is going to be necessary for up to 3 years after the date of conviction of the driver. The filing is proof that the driver is in compliance with the state's Financial Responsibility law. The SR22 filing is submitted electronically to the department of motor vehicle's database. When and if your policy cancels or lapses, the insurance carrier notifies the department of motor vehicles of the lapsed or cancelled status. When this happens, the department of motor vehciles will suspend your license.
Basically, this document is to help ensure that convicted drivers who have committed serious offenses are in compliance with the state's particular financial responsibility laws. Typically, there will be a yearly filing fee from your insurance company for the SR22 form. Once the probationary period is over, the SR22 filing is not required to maintain an active driver's license. It's important to understand that every state is different when it comes to filing the SR22.
Contact us to learn more about SR22s. We look forward to helping you soon.